What is Individual Health Insurance Coverage in Oregon?
We offer individual health insurance in Portland, Ashland, Medford, Grants Pass, Roseburg, Eugene, Albany, Corvallis, Salem, Bend, Klamath Falls, Newport, Lincoln City, Coos Bay, North Bend, Pendleton, John Day, The Dalles, Tillamook, Seaside, Ontario and just about another place you live in Oregon.
Individual health insurance Oregon is also referred to as individual health care, personal health insurance, personal medical insurance, private health insurance, comprehensive health coverage, major medical insurance, and family insurance. Family insurance is simply an individual policy with more than one insured member of the family included in the application and coverage.
Individual policies can also be used for small business purposes in cases where the business is a sole proprietor or the company does not otherwise meet Oregon's legal definition of a small business with two or more qualified employees. Individuals are still considered as covered for business expense purposes in their business.
Individual plans are available is several designs and deductibles allowing you to choose options to keep your plan affordable. While not low-cost, the number of choices allows you to select plans to keep your cost low as a trade-off for other benefits. Remember that premiums are driven by the cost of medical care in the geographic area in which you live. Generally if you purchase a policy that costs less in monthly premium, you will usually end up paying a greater share of the medical expenses when you are sick or hurt.