Health Insurance Plans Nevada,
New Mexico, Colorado & Idaho Choices

Are You Paying Too Much for Health Insurance?
Do You Have the Best Coverage for Your Circumstances?

We provide you with all the online tools and information to help you find out. We have the best selection of insurance companies and plans we can find. And if you need more help, we stand ready to help you. Just call 1–888–957–5001 for toll–free assistance or e–mail us or fill out the Request Form.

Nevada Health Insurance
Nevada individual health insurance is available subject to how healthy you are when you apply. You can be turned down for insurance, offered insurance with pre–existing condition limitations that can vary in how long they are imposed, offered insurance with a limitation rider excluding specific coverage, or offered insurance whose rate varies with how healthy you are. There is no high risk pool in Nevada to fall back on if you do get turned down. You can purchase a limited benefit plan regardless of your health condition if necessary.

Utah Health Insurance
Utah health insurance is undergoing exciting changes with the passage of new laws aimed at expanding health insurance coverage and making it more affordable. Employees of small businesses will now have an option to choose between the employer provided group coverage or using a set amount of money (called defined contribution) and purchasing individual coverage on their own. Limited benefit plans can now be offered including the Utah NetCare Plan, a low–cost option to COBRA, continuation and conversion policies. HIPUtah, Utah Health Re-Insurance Pool helps subsidizes the program and serves as the insurance of last resort for individuals who don’t qualify for health insurance.

Colorado Health Insurance
Colorado has a large selection of health insurance companies to choose from. Colorado also requires insurance companies to provide a standard description form describing benefits, deductibles, emergency, inpatient and out-patient care, out–of–pocket annual and lifetime expense maximums and other benefit information. This is available upon request and can make comparing health plans easier. Health insurance companies are allowed to reject applicants based on preexisting medical conditions. Cover Colorado is the State’s high risk pool to use if you are rejected for coverage, offered a policy with a premium that is higher than the pool premium, or offered a policy with a pre–existing condition exclusion.

New Mexico Health Insurance
In New Mexico you also have to qualify for individual health insurance based on your health at the time of application. You may qualify for insurance, possibly with pre–existing condition limitations or exclusion riders, or be turned down. If you have been refused individual coverage, the New Mexico Medical Insurance Pool (NMMIP) is in place to provide coverage for New Mexico residents. The New Mexico Health Insurance Alliance can provide coverage for qualifying self-employed individuals, HIPAA eligible individuals, and small businesses.

Page last updated:

Current visitor count