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Cut Your Health Insurance Costs – Compare 2019 Washington Plans

Find the Best Plan to Fit Your Needs

Teaming Up to Give You the Best Choices.
May'Lene Miller

Special Enrollment period for COVID ending May 15, 2021 please call to get details.

Choosing the best health insurance plan for you, your children, or family has never been easier. Our First Choice Health Insurance team wanted our clients to see firsthand that they were getting the best medical plan to fit their needs, and budget. So in 2002 John set out to design a website that would provide a convenient timesaving benefit comparison of available plans whether you live in Seattle, or in a small rural area in Washington.

One of the largest selections of individual Washington health insurance plans on a single website. Choose from companies such as Regence, Kaiser Permanente, and Asuris. Call one of our knowledgeable agents for assistance in choosing a health plan, or explore these plans now, get quotes, and apply online.

Find which County your City is in

Please call us for current rates

Kaiser Foundation Health Plan of Washington (formerly Group Health) is available in these counties: Benton, Columbia, Franklin, Island, King, Kitsap, Kittitas, Lewis, Mason, Pierce, San Juan, Skagit, Snohomish, Spokane, Thurston, Walla Walla, Whatcom, Whitman, and Yakima.

Regence Blue Shield of Washington is available in these counties: Columbia, Walla Walla, and Yakima.

Kaiser Foundation Health Plan of the Northwest is available in these counties: Clark and Cowlitz Counties.

Regence Blue Cross Blue Shield of Oregon is available in Clark County Washington.

Asuris Northwest Health is available in these counties: Adams, Asotin, Benton, Chelan, Douglas, Franklin, Garfield, Grant, Kittitas, Okanogan and Whitman.

Additional Information

Health Savings Accounts - HSA Plans

What is Individual Health Insurance Coverage in Washington State? How Do I Find Help In Choosing The Right Plan For Me?

Washington State individual health insurance coverage is classified in two categories: comprehensive or catastrophic health care. Comprehensive coverage is characterized by lower deductibles and more complete benefit packages. Catastrophic coverage refers to higher deductible plans with certain benefits, like maternity, excluded. Both are considered major medical insurance policies since the insurance company assumes essentially all the risks after you meet your deductible and your percentage of shared expenses (co-insurance). Family insurance is simply an individual policy with more than one insured member of the family included in the application and coverage.

Individual plans are available is several designs and deductibles allowing you to choose options to keep your health care plan affordable. Generally if you purchase a policy that costs less in monthly premium, you will usually end up paying a greater share of the medical expenses when you are sick or hurt.

Some individual health insurance plans are managed care plans. This means you are required to use the plan doctors and clinic facilities. Most health insurance plans in Washington are Preferred Provider (PPO) plans. You receive the maximum benefit if you stay within the plan’s provider network, (physicians, hospitals, other medical providers). These providers have agreed to the insurance plan's schedule of payments for services performed. PPO plans usually allow you to receive healthcare services outside their network of providers, but at an additional cost to you. Some plans may require the selection of a Primary Care Physician (PCP), a personal physician who directs all your care and who's written referral you need prior to visiting a specialist.