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Short Term Health Insurance Oregon Choices – Start Tomorrow


"Need Help? May'Lene is ready to come to your rescue."

Bridge the Gaps in Health Coverage
Get an Oregon Short Term Medical Plan Today

A short-term health insurance need can occur for a number of reasons. You could be between jobs, temporarily laid off, no longer covered on a parent's plan, a recent college graduate or not yet eligible for new employer’s group coverage. Whatever your reason, it is important to consider all your options.

Short term health insurance in Oregon provides temporary short–term medical insurance coverage for special situations when you need coverage now. Call May'Lene or one of our other knowledgeable agents for assistance in choosing a health plan, or explore these plans now, get quotes, and apply online.

...and Take the Stress Out of Life

Compare and Apply for Oregon Short Term Medical Plans


Short term medical insurance is designed to provide medical coverage on a temporary basis to fill a temporary need. It cannot be renewed and is not intended to replace coverage. New rules impacting short-term medical (STM) plan durations are now in effect. As of April 1, 2017, STM policies are limited to a maximum of 90 days. After the first 90 days it is possible to reapply once, then a 60 day break in coverage is required before applying again. Short term coverage is not intended to replace permanent coverage.

There is no continuous coverage between policies. Any condition that may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered under the subsequent policy.

When is short term medical insurance appropriate?

  • Recent graduate or no longer on their parents’ plan
  • Between jobs, on leave from work, or recently laid off
  • Temporary or seasonal workers
  • Waiting for an individual policy to get issued
  • Entering the job market
  • Starting a business

Pre-existing conditions These plans are designed to cover any new sickness or injury that occurs while covered on the policy. There is no continuous coverage between policies. Any condition which may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered on the subsequent policy.




 


 
 
 
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LifeMap STM –Oregon Short Term Major Medical Insurance

The policy effective date will be 12:01 a.m. on the later of the day after the postmark date stamped on the application envelope or the date you request, provided your application and full premium payment are received and your answers on the application are complete and meet the requirements for acceptance by LifeMap.

This policy can be used for medical coverage while traveling abroad.

Reapplying for Coverage: You can reapply once in a twelve month period.

Apply Online: LifeMap STM - Short Term Major Medical Insurance
Short term major medical insurance for individuals or families. Pay by credit card, or print your pre-filled application and mail it in with your check. To begin, enter your Zip Code and click on the Get More Info button.

Zip Code:

Five year pre-existing condition exclusion.

LifeMap Oregon Short Term Medical Brochure and Application




UnitedHealthOne Short Term Medical Brochure
UnitedHealthOne Short Term Medical Application
UnitedHealthcare Provider Directory

Secure STM – Standard Security Life Insurance Company of NY from Health Plan Administrators (HPA)

After satisfying the deductible amount you have selected, Secure STM will pay the co-insurance you selected for covered expenses, for up to a lifetime maximum of $2 million per insured person per coverage period.

Reapplying for Coverage:
Can reapply once.

Five year pre-existing condition exclusion.

Check Secure STM Benefits and Apply Online
Secure STM Brochure
Secure STM Lite Brochure