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Short Term Health Insurance Oregon Choices – Start Tomorrow

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Get an Oregon Short Term Medical Plan Today

A short-term health insurance need can occur for a number of reasons. You could be between jobs, temporarily laid off, no longer covered on a parent's plan, a recent college graduate or not yet eligible for new employer’s group coverage. Whatever your reason, it is important to consider all your options.

Short term health insurance in Oregon provides temporary short–term medical insurance coverage for special situations when you need coverage now. Call May'Lene or one of our other knowledgeable agents for assistance in choosing a health plan, or explore these plans now, get quotes, and apply online.

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Short Term Medical Quotes

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Short term medical insurance is designed to provide medical coverage on a temporary basis to fill a temporary need. It cannot be renewed and is not intended to replace permanaent coverage. If the temporary need continues, in some cases you may apply for one new policy within a 12-month period.

There is no continuous coverage between policies. Any condition that may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered under the subsequent policy.

When is short term medical insurance appropriate?

  • Temporary or seasonal workers
  • Recent graduate or no longer on their parents’ plan
  • Between jobs, on leave from work, or recently laid off
  • Temporary or seasonal workers
  • Waiting for an individual policy to get issued
  • Entering the job market
  • Starting a business

Pre-existing conditions These plans are designed to cover any new sickness or injury that occurs while covered on the policy. There is no continuous coverage between policies. Any condition which may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered on the subsequent policy.


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LifeMap STM –Oregon Short Term Major Medical Insurance

The policy effective date will be 12:01 a.m. on the later of the day after the postmark date stamped on the application envelope or the date you request, provided your application and full premium payment are received and your answers on the application are complete and meet the requirements for acceptance by LifeMap.

This policy can be used for medical coverage while traveling abroad.

Reapplying for Coverage: You can reapply for coverage for up to two consecutive 185 day terms, then a 6-month break in coverage is required before reapplying again.

Apply Online: LifeMap STM - Short Term Major Medical Insurance
Short term major medical insurance for individuals or families. Pay by credit card, or print your pre-filled application and mail it in with your check. To begin, enter your Zip Code and click on the Get More Info button.

Zip Code:

Five year pre-existing condition exclusion.

LifeMap Oregon Short Term Medical Brochure and Application

This Short Term Medical plan is set up to be as simple as possible – No co-pay & No coinsurance. Signing up for the plan requires a simple one page application with no medical questions. Policy Maximum and deductible are per person, per policy period. There is a choice of $100, $250, $500, $1,000, $2,500, or $5,000 deductibles. The earliest effective date is the day after the application is submitted. Short Term Medical coverage offers the longest term length with a maximum policy period of 11 Months. The low monthly premiums of the Short Term Medical plan enable anyone to get quality healthcare.

The Short Term Medical plan is a temporary health insurance plan for individuals age 2 weeks to 64 years. Eligible expenses caused by an illness or injury and incurred from any doctor or any hospital within the USA.

Hazardous Sports:
A new streamlined definition of the basic covered sports and Hazardous Sports rider provides a complete list of exactly what is covered by both the base policy and the optional rider. The newly defined rider will reduce the frequency of questions and concerns associated with hazardous sports and what the policy covers. If the applicant is participating in a hazardous sport or activity as indicated on the Hazardous Sports list, they simply include the rider. There is now no need to submit inquiries for underwriting to see which sports are covered and which are not.

Pre-existing conditions are not covered by this policy.

Get a Quote & Apply Online for a Petersen Short Term Medical Plan
Peterson Short Term Medical Brochure

Secure STM – Standard Security Life Insurance Company of NY from Health Plan Administrators (HPA)

After satisfying the deductible amount you have selected, Secure STM will pay the co-insurance you selected for covered expenses, for up to a lifetime maximum of $2 million per insured person per coverage period.

Reapplying for Coverage:
Can reapply once.

Five year pre-existing condition exclusion.

Check Secure STM Benefits and Apply Online
Secure STM Brochure
Secure STM Lite Brochure

HCC Life's Short Term Medical is temporary health insurance for individuals under age 65 looking for coverage for themselves or their families during life’s many transitions. With an HCC Life Short Term Medical policy, you choose how the coverage fits your needs or the needs of your family You select the deductible, coinsurance, and length of coverage so you know that you have prepared if an unexpected medical circumstance arises.

Get Quote & Apply Online for Oregon Short Term Medical with HCC Life Insurance Co.