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Bridge the Gaps in Health Coverage Get an Oregon Short Term Medical Plan Today
A short-term health insurance need can occur for a number of reasons. You could be between jobs, temporarily laid off, no longer covered on a parent's plan, a recent college graduate or not yet eligible for new employer’s group coverage. Whatever your reason, it is important to consider all your options.
Short term health insurance in Oregon provides temporary short–term medical insurance coverage for special situations when you need coverage now. Call May'Lene or one of our other knowledgeable agents for assistance in choosing a health plan, or explore these plans now, get quotes, and apply online.
...and Take the Stress Out of Life
Short term medical insurance is designed to provide medical coverage on a temporary basis to fill a temporary need. It cannot be renewed and is not intended to replace coverage. New rules impacting short-term medical (STM) plan durations are now in effect. As of April 1, 2017, STM policies are limited to a maximum of 90 days. After the first 90 days it is possible to reapply once, then a 60 day break in coverage is required before applying again. Short term coverage is not intended to replace permanent coverage.
There is no continuous coverage between policies. Any condition that may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered under the subsequent policy.
When is short term medical insurance appropriate?
Pre-existing conditions These plans are designed to cover any new sickness or injury that occurs while covered on the policy. There is no continuous coverage between policies. Any condition which may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered on the subsequent policy.
When you apply online with us, you gain a partner ready to answer your questions and make sure your application is processed properly. One of our Agents will be assigned to you and will contact you to introduce themselves.
Enter Your Current Age:
Select Your Gender:
Select Start Date
Coverage Days Needed:
Spouse Age
Number Children
Enter your County
The policy effective date will be 12:01 a.m. on the later of the day after the postmark date stamped on the application envelope or the date you request, provided your application and full premium payment are received and your answers on the application are complete and meet the requirements for acceptance by LifeMap.
This policy can be used for medical coverage while traveling abroad.
Reapplying for Coverage: You can reapply once in a twelve month period.
Apply Online: LifeMap STM - Short Term Major Medical Insurance Short term major medical insurance for individuals or families. Pay by credit card, or print your pre-filled application and mail it in with your check. To begin, enter your Zip Code and click on the Get More Info button.
Five year pre-existing condition exclusion.
Looking for temporary health insurance coverage for the next 30 to 180 days? Health Net's Quick Net offers two short-term insurance plans, which include most of the benefits you would receive with standard PPO coverage. Members can also access one of the largest provider networks in the state.
Keep up with Quick Net from Health Net. Two kinds of health coverage for people on the go – daily and monthly. Choose Quick Net Daily if you want to choose your length of coverage down to the day, or Quick Net Monthly if you want coverage in monthly segments. Both options allow you the choice of how long you want coverage to last, up to six months
Choose your doctor: Quick Net from Health Net is a PPO (preferred provider organization). Receive benefits when you seek care from health care providers who are on our PPO network list. Or, pay a little more to see licensed physicians who are not on our list. The choice is yours.
Apply Online with Health Net Health Net Short Term Medical Brochure and Application Health Net Brochure and Application (PDF)
Secure STM – Standard Security Life Insurance Company of NY from Health Plan Administrators (HPA)
After satisfying the deductible amount you have selected, Secure STM will pay the co-insurance you selected for covered expenses, for up to a lifetime maximum of $2 million per insured person per coverage period.