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Coverage can be purchased for as few as 30 days or up to 12
months. A new short term health insurance policy can be
purchased to extend the coverage for a second term in most
cases. Keep in mind that each extension is a new policy and
won’t cover conditions treated by the previous coverage.
Coverage ends with the current term unless hospitalized or
disabled. You can send the full premium with the application
or choose a convenient monthly payment option. You can pay by
check or a credit card.
Short Term Medical is designed to provide coverage for major
hospital, medical and surgical expenses incurred as a result of
medically necessary care for a covered illness or injury.
Coverage is generally provided for daily hospital room and
board, miscellaneous hospital services, surgical services,
anesthesia services, in–hospital services, and out–
of–hospital care, subject to any deductibles or rate of
payment provisions or other limitations which may be set forth
in the policy. Each plan has unique benefit designs and it is
recommended that you refer to company literature for a more
complete description of coverage.
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