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If you are a student without health insurance, you need a friend that you can rely on to pay the costs associated with unexpected illnesses or injuries. HCC Life Medical allows you to pursue your dreams without the worry of facing potentially high out-of-pocket expenses that can occur from unexpected medical conditions.
With the HCC Life Short Term Medical Plan, you're in control. You get to choose your deductible, coinsurance, maximum coverage amount, and up to a year's worth of coverage. You can receive treatment from doctors and hospitals of your choice.
Plan benefits are subject to the deductible and coinsurance with the exception of visits to an urgent care center. The deductible is waived when you receive care at an urgent care center; and instead you pay a $50 copay after which coinsurance applies.
HCC Life Medical is not renewable, but if you continue to need coverage, you may apply for a new plan as long as you have not had more than two HCC Life Short Term Medical Plans during the past 12 months.
- Attractive copay benefit
- Broad range of deductibles
- Coinsurance of 80/20 or 50/50 to 5,000
- 1 million or 2 million maximum coverage
- Discount Rx card
- Single pay or monthly credit card
- Bilingual customer support
HCC Life Medical is completely available in both English and Spanish from quoting to the printing off of your certificate of coverage and id cards. You are eligible to apply for HCC Life Medical if you are aged 2-64 and you expect to reside in the United States for the policy duration.
Get Free Quote – Buy Plan Online
Obtenga una Cotización Gratuita – Compre el Plan En–Línea
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Download Application (PDF) |