First Choice Health Insurance
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Click here for all Oregon plans
Oregon
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Washington
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Utah
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Arizona
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Nevada
Click here for all New Mexico plans
New Mexico
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Colorado
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Idaho
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First Choice Health Insurance, Inc.
Health Insurance at Your Fingertips!
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Are You Paying Too Much for Health Insurance?
Do You Have the Best Coverage for Your Circumstances?

We provide you with all the online tools and information to help you find out. We have the best selection of insurance companies and plans we can find. And if you need more help, we stand ready to help you. Just call 1–888–957–5001 for toll–free assistance or e–mail us or fill out the Request Form.

JohnAnn.jpg
John and Ann Gridley
Helping people meet
their health insurance needs
since February 1, 1991

Oregon Health Insurance
You will find plenty of choices for individual health insurance, senior Medicare plans, both small and large employer group plans, individual and group dental, and short term medical plans. Oregon has a high risk pool, the Oregon Medical Insurance Pool (OMIP), if you don’t qualify for health insurance medically. State continuation provides for extending coverage for up to six months for small groups under 20 employees.

Washington Health Insurance
Washington State has fewer choices than Oregon in all categories with only one choice for short term medical coverage. We have provided all of the available choices that we know of to give you a complete shopping experience. Generally approval for individual coverage is easier in Washington, but they also has a high-risk pool, Washington State Health Insurance Pool (WSHIP), just in case you need it.

Utah Health Insurance
Utah health insurance is undergoing exciting changes with the passage of new laws aimed at expanding health insurance coverage and making it more affordable. Employees of small businesses will now have an option to choose between the employer provided group coverage or using a set amount of money (called defined contribution) and purchasing individual coverage on their own. Limited benefit plans can now be offered including the Utah NetCare Plan, a low–cost option to COBRA, continuation and conversion policies. HIPUtah, Utah Health Re-Insurance Pool helps subsidizes the program and serves as the insurance of last resort for individuals who don’t qualify for health insurance.

Arizona Health Insurance
Arizona has the most choices of all for individual health insurance, but does not currently have a high risk pool to fall back on in case you are not approved. Rates vary by health status on groups. We also offer a limited benefit plan as an option here.

  First Choice Health Insurance
New Roseburg, Oregon Headquarters
First Choice Health Insurance
New Fountain

Why Oregon, Washington, Idaho, and Arizona health insurance? Oregon is the home of First Choice Health Insurance. Oregon became our foundation. Washington was a natural addition as Ann was born in Seattle and lived in Bellevue most of her life. We visit Ann’s mom and sister in Washington State on a regular basis.

We followed LifeWise to the Arizona health insurance market. Arizona is also a preferred wintering spot for many of our clients. Two of John's daughters, Lauri and Alysia, live near Phoenix in Mesa and Glendale. I haven't been able to talk them into selling medical insurance in Arizona for me yet. LifeWise left AZ and we stayed on

We followed PacificSource and Advantage Dental to Idaho. Kelly Inman, a former Idaho agent and Advantage Dental representative, had been urging us to do this for a year. We finally said, "Why not? Idaho is a fun place. We like it!" We enjoy selling health insurance in Idaho.

And the story continues ……..

We are in the process of adding four more states to offer health insurance in Nevada, Utah, New Mexico and Colorado. We have another daughter in Belen, New Mexico south of Albuquerque. Donna and her husband Thomas have a mobile windshield repair business with a cool name WindshieldRock.com.

We have friends, Tom and Julia in Las Vegas Nevada who have a cabin in the mountains of Utah so we visit both of those states frequently and Colorado is one of our favorite places to visit and vacation.

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Sometimes in the insurance industry the terminology used may be confusing.
These two links are here for your assistance in insurance terminology.

What is an insurance producer
   Glossary of Insurance Terms


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